Terms of Service

Welcome to Sure Way Cash. By accessing or using our website, you agree to be bound by the following terms. Please review them carefully.

  • Our Role in the Process
    All loan products, associated costs (including fees and interest rates), payment schedules, and final approval are determined exclusively by the participating lender. Sure Way Cash acts solely as a marketing intermediary and does not underwrite loans. We cannot guarantee loan approval, a specific loan amount, or particular terms.
  • User Qualifications
    To utilize our matching service, you confirm that you meet the following criteria:
    • You are over the age of 18.
    • You are a legal resident or citizen of the United States.
    • You possess an active checking account.
    • You have a source of verifiable income (lenders typically require a minimum of $1,000 per month and 90+ days of consistent employment).
  • Consumer Cost
    There is no charge to consumers for submitting a loan request through Sure Way Cash. Our service is completely free to use. Should you connect with a lender, they are responsible for providing you with a detailed loan agreement that outlines all applicable charges, including the Annual Percentage Rate (APR), origination fees, and any penalties for late or early repayment. Sure Way Cash has no control over the fees set by lenders.
  • Inquiry and Credit Impact
    Submitting a request through our site initiates a “soft” credit inquiry, which is visible only to you and does not affect your credit rating. If you accept an offer from a lender, they will likely perform a “hard” credit pull to finalize your application, which may be recorded on your credit report and could temporarily impact your credit score.
  • Timing of Funds
    While initial approval decisions are often rendered quickly, the time it takes for funds to reach your account depends on the specific lender’s policies and your bank’s processing times. Some lenders may offer expedited delivery, but in many cases, funds are transferred on the next business day following final approval.
  • Geographic Availability
    Due to varying state laws regarding lending, our services are currently unavailable to individuals residing in the following states:
    • Connecticut
    • Nevada
    • New Hampshire
    • Vermont
    • Washington
      This list is subject to change based on regulatory requirements.
  • Acceptable Use Policy
    You agree to interact with our website for legitimate purposes only. Prohibited activities include, but are not limited to:
    • Submitting inaccurate or deceptive information on your request form.
    • Attempting to interfere with the website’s functionality or security.
    • Using the service to facilitate any type of fraudulent or illegal transaction.
  • Ownership of Content
    The text, graphics, logos, and overall design of the Sure Way Cash website are protected by intellectual property laws and are the exclusive property of Sure Way Cash. Unauthorized reproduction, distribution, or modification of this content is strictly forbidden.
  • Service Warranty Disclaimer
    Our website and services are offered on an “as is” and “as available” basis. Sure Way Cash makes no promises or warranties regarding loan approval, the availability of lenders, or the specific terms of any financial product you may encounter.
  • Liability Limitation
    To the fullest extent permitted by law, Sure Way Cash shall not be held liable for any losses, damages, or inconveniences arising from your use of this site or your interactions with third-party lenders. Any disputes concerning loan agreements, including repayment terms or fees, must be handled directly between you and the lender.
  • Data Handling
    We employ standard security measures to protect your personal information. Our practices regarding the collection and sharing of your data are detailed in our [Privacy Policy].
  • Terms Revisions
    We reserve the right to modify these terms at any time. When updated, the “Effective Date” at the top of this document will be revised. Your continued use of the website following any changes signifies your acceptance of the new terms.
  • How to Reach Us
    For any questions or concerns regarding these Terms of Service, please use our contact page:
    Contact: https://www.surewaycash.com/contact/